How First Position Commercial Mortgages Work ¦ Financial Planning

You may have heard about Woodbridge Wealth’s lending opportunity. The First Position Commercial Mortgage Program is the best alternative financial opportunity available today. How does it work?

For example, let’s take Larry. Larry owns an office building. He needs a $1 million bridge loan to make renovations on his property. Woodbridge conducts a rigorous due diligence process on Larry’s property. A comprehensive appraisal determines the property is worth $2 million. To secure the first lien position, Woodbridge conducts a title search so that we can pay off all other existing liens on Larry’s property. In addition, we even confirm all proper insurance premiums are paid up front and in full. Woodbridge agrees to lend Larry 50% of the property’s value and Larry agrees to offer his property as collateral for the loan and pay Woodbridge monthly interest for a year.

And where do private lenders, like you, come in?

You have the opportunity to lend your funds directly to Woodbridge and in return, you are recorded on title as the first lien position on a valuable hard asset. As Larry makes payments to Woodbridge, you receive 5% annualized monthly interest checks. Your loan, along with funds from several other lenders, helps Woodbridge execute the loan to Larry. At the end of the short 1-year term, we agree to return your principal back to you in full, regardless of the status of the loan. And, to demonstrate how confident we are in our own lending standards, Woodbridge lends its own funds and retains the subordinate position.

And how do we limit the risk of these loans?

Each property holds a low loan-to-value ratio, with a short-term duration, to ensure all properties are worth more than the loans themselves.

In addition, if Larry ever stops making payments, Woodbridge remains contractually obligated to pay your monthly interest every month. No matter what.

Discover Woodbridge Wealth. As our client, we make it a priority to mitigate your risks. Contact one of our financial professionals today to learn how you can participate in one of our short-term, lower-risk First Position Commercial Mortgages